Cover Whale

Using technology to make the world safer.

Predictive Modeling, Risk Scientist

RiskRiskFull TimeRemoteTeam 51-200H1B No SponsorCompany SiteLinkedIn

Location

District Of Columbia + 5 moreAll locations: District Of Columbia, Florida, New York, North Carolina, Massachusetts, Pennsylvania

Posted

19 hours ago

Salary

$128K - $192K / year

EnglishPythonSQL

Job Description

• Own and continuously improve the end-to-end reserving process, including maintaining and enhancing Python-based reserving models to improve accuracy and efficiency. • Develop and deploy predictive models using telematics, claims, and policy data to improve pre-bind and post-bind risk selection, with measurable impact on ULR and cancellation performance. • Build and refine large loss models using claims notes and historical data to improve early identification of high-risk claims. • Design and implement dynamic pricing frameworks and capabilities leveraging live market and portfolio data. • Translate complex data insights into clear actionable business recommendations for underwriting, growth, and leadership teams. • Produce carrier-level reporting deliverables and analytical outputs that meet high-quality and compliance standards. • Create agency-level and geographic performance insights to guide growth strategy and strategic initiatives. • Automate recurring analyses and reporting workflows to increase speed, scalability, and reliability.

Job Requirements

  • Experience with insurance analytics, actuarial modeling, or predictive risk modeling in the insurance industry.
  • Strong proficiency in Python for statistical modeling and data analysis.
  • Comfortable leveraging AI-assisted coding tools (Claude, Copilot, etc.) while critically validating outputs.
  • Experience working with large-scale datasets and building production-grade analytical models.
  • Demonstrated experience with actuarial reserving models or insurance forecasting methodologies.
  • Experience applying machine learning techniques such as regression models, gradient boosting, classification models, or anomaly detection.
  • Ability to design models that influence pricing, underwriting decisions, and portfolio risk management.
  • Strong SQL and data manipulation skills.
  • Experience building automated analytical pipelines or reporting workflows.
  • Soft skills: **Curious, hard-working, thinking outside of the box, creative, attention to detail, and use of Claude code.
  • Preferred Qualifications**: Actuary, Mathematics, Big Four consulting experience.

Benefits

  • Health Care Plan (Medical, Dental & Vision)
  • Retirement Plan (401k) match
  • Wellness benefits, including EAP, Gym Reimbursement, etc.
  • Life Insurance (Basic, Voluntary & AD&D)
  • Paid Time Off (Vacation, Sick & Public Holidays)
  • Paid Family Leave (Maternity, Paternity)
  • Tuition Assistance
  • Professional Training & Development

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