Factorial

Where People Grow

Head of Regulatory Affairs

ComplianceComplianceFull TimeRemoteTeam 501-1,000Since 2016H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

13 days ago

Salary

Not specified

Bachelor Degree5 yrs expSpanish

Job Description

• Lead Remitee’s regional licensing roadmap, prioritizing market entry and product expansion needs. • Drive regulatory gap assessments for new markets, new flows, new products, and partner-led models. • Coordinate licensing deliverables including business plans, compliance manuals, governance frameworks, policies, procedures, risk matrices, and operational narratives required by regulators. • Prepare and oversee formal filings and submissions to regulators, supervisory bodies, and central banks. • Act as Remitee’s senior point of contact for: regulatory inquiries, RFIs, remediation plans, exams, audits, and periodic reporting. • Translate licensing conditions and regulatory obligations into operational controls, workflows, and scalable compliance-by-design processes. • Partner with Compliance and Legal to ensure robust coverage across: AML/CTF, KYC/CDD, consumer protection, payments/FX controls, fraud risk, data privacy, outsourcing management. • Work with Product & Tech teams to embed regulatory requirements into product design and system capabilities. • Build and maintain trusted relationships with regulators and relevant industry associations. • Advise executive leadership on regulatory risk, strategic trade-offs, and expansion feasibility. • Support Business Development in partner onboarding, due diligence, regulatory documentation, and licensing-driven commercial negotiations. • Build and maintain regulatory playbooks, internal policies, and licensing documentation repositories. • Drive continuous improvement to streamline licensing processes and reduce time-to-approval. • Train internal teams on regulatory obligations and evolving standards across jurisdictions.

Job Requirements

  • 5+ years in Regulatory Affairs / Licensing / Compliance within payments, fintech, PSPs, remittances, or financial services
  • Proven track record managing regulatory filings and licensing processes in LATAM, USA, and/or the EU.
  • Direct experience owning licensing requirements such as: Payment institution / PSP licensing, Money transmission / MSB frameworks, EMI / e-money programs and/or cross-border payments regulatory compliance.
  • Strong ability to draft, structure, and defend regulatory documentation.
  • Deep understanding of regulator expectations around: AML, KYC, sanctions, transaction monitoring, consumer protection, safeguarding/segregation, and reporting obligations.
  • Strong executive communication skills and confidence dealing with regulators, auditors, and senior stakeholders.

Benefits

  • Remote work

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