The Cigna Group

Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.

Risk & Underwriting Advisor

UnderwriterUnderwriterFull TimeRemoteTeam 10,001+Since 1982H1B No SponsorCompany SiteLinkedIn

Location

Alabama + 17 moreAll locations: Alabama, Alaska, Arizona, Florida, Hawaii, Idaho, Iowa, Kansas, Nebraska, Ohio, Maryland, Massachusetts, Michigan, Pennsylvania, Texas, Utah, Vermont, Washington

Posted

2 days ago

Salary

$88.7K - $147.8K / year

Bachelor Degree4 yrs expEnglishGo

Job Description

• Responsible for executing the Go‑to‑Market Pharmacy strategy by leading account‑level pricing, rate development, and customer negotiations in partnership with Sales across a complex pharmacy book of business. • Manages an assigned book of pharmacy business with accountability for profitable growth, persistency, and earnings performance. • Conducts case‑specific risk assessments and develops account‑level pricing strategies. • Leads rate development and customer negotiations in collaboration with Sales for complex pharmacy accounts. • Develops, executes, and monitors account plans to drive growth and profitability. • Analyzes market trends and competitive dynamics to deliver strategic recommendations on pricing and product positioning. • Influences underwriting best practices and provides consultative input to matrix partners on product development and pricing strategy. • Serves as a subject matter expert (SME) supporting Medical Underwriting teams and broader stakeholders.

Job Requirements

  • Bachelor’s degree or equivalent relevant work experience required.
  • 4+ years of experience in Pharmacy Underwriting or related field.
  • Demonstrated expertise in rating, product, and financial analysis.
  • Proven ability to make sound decisions with a strong understanding of internal and external financial implications.
  • In‑depth knowledge of market dynamics, competitive conditions, and pricing drivers.

Benefits

  • Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs.
  • We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays.

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