Toast
We empower the restaurant community to delight guests, do what they love, and thrive.
Principal Fraud Analyst, Payments – Onboarding
Location
United States
Posted
41 days ago
Salary
$112K - $179K / year
Bachelor Degree6 yrs expEnglishPythonSQL
Job Description
• Lead the definition and evolution of risk frameworks across the customer lifecycle, with a focus on early-stage and onboarding risk.
• Design, develop, and own core fraud and risk metrics that inform decision-making, performance measurement, and strategy.
• Partner with internal stakeholders (Product, Engineering, Risk Operations) to translate analytical insights into scalable solutions.
• Evaluate, integrate, and manage external data sources to enhance risk detection and decisioning capabilities.
• Define data requirements and partner with engineering to build and maintain reliable, production-grade data pipelines.
• Act as a thought leader in fraud analytics, setting best practices for measurement & risk modelling.
Job Requirements
- 6–8 years of experience in data analytics, payments risk & fraud; fintech experience is a plus.
- Very strong SQL & Python skills and proficiency with analytical tools.
- Proven ability to analyze large, complex datasets to extract actionable insights.
- Demonstrated experience owning ambiguous problem spaces and translating them into clear analytical frameworks and measurable outcomes.
- Exceptional communication skills, with a track record of influencing cross-functional stakeholders and executive leaders.
- Ability to thrive in a dynamic, fast-paced environment with competing priorities.
- Strategic thinker with high intellectual curiosity and a passion for driving impact.
Benefits
- Competitive compensation
- Benefits programs that help to attract, retain, and motivate the best and brightest people
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