At Acorns, our mission is to look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing. How do we accomplish our mission? Our values.

Lead With Heart - With compassion, integrity, and tenacity, inspire yourself and others to move past all previous thresholds of possibility

Make Bold Decisions - We are creating a new world. Be optimistic, adventurous, and courageous. Leap fearlessly into the future

Always Build Trust - Say what you mean, mean what you say, and do what you say you’re going to do. We are all owners. We are one team

Never Stop Growing - Change IS the constant. Stay hungry and curious. Be relentless in the pursuit of progress

Find a way - Never settle, no excuses, nothing is impossible. Just make it happen

Our values guide us, and our mission drives us. Come join us and help deliver financial wellness for the whole family, putting the tools of wealth-making into everyone’s hands.

Risk Management Analyst | Acorns

Acorns is seeking a Risk Management Analyst to support our financial risk team. In this role, you will be responsible for developing and implementing scalable strategies that mitigate risks in money movement and our referral program while driving growth and balancing the impact of risk strategies on the customer’s experience.

Acorns is a remote-first organization, offering the flexibility to work remotely while providing optional access to office space in Irvine, CA.

What you will do at Acorns:

As a Risk Management Analyst, you will join our Banking and Investment product agile teams to integrate risk-based decision-making into the very fabric of our company culture. You will be a solutions-focused partner, ensuring our mission to look after the financial best interests of the up-and-coming is protected by robust risk discipline.

• Strategy & Implementation: Develop, implement, and maintain scalable strategies to mitigate financial risks associated with money movement and referral programs.

• Cross-Functional Collaboration: Build and maintain strong relationships with stakeholders across Banking, Invest, Analytics, Data Science, and Product teams to align risk strategies with company growth.

• Data-Driven Decision Making: Query complex data environments to convert raw data into actionable information and automated processes; increase the analytic rigor used to drive key initiatives on the Risk and Product roadmaps.

• Monitoring & Optimization: Define, monitor, and report on daily, weekly, and monthly KPIs; proactively escalate anomalies and drive improvements in loss budgets while balancing customer false-positive rates.

• Infrastructure Support: Develop a deep understanding of the technical infrastructure supporting our core products to identify and address potential vulnerabilities effectively.

• Loss Prevention: Make meaningful contributions to reducing financial losses and expenses, ensuring our risk practices are best-in-class and customer-focused.

What you will bring to Acorns:

• BS in Business, Finance, Math, or another technical field.

• 3–5 years of experience in an operational, analytical, or risk-focused role, preferably within a financial institution.

• Strong analytical and problem-solving skills with a proficiency in converting data into scalable processes.

• Hunger to deliver game-changing products that solve big societal challenges.

• Exceptional drive and precision in delivery.

• A belief that your work is tied to your life's mission.

• Optimistic about the potential of societal change.

You are not expected to have experience with all listed requirements. If you feel passionate about Acorns' mission, vision, and values, please apply.

What we offer:

• Competitive salary and stock options

• A comprehensive benefits package for you and your family

• Flexible work location, hours, and paid time off

• 401(k) matching

• Monthly Acorns account contribution & GoHenry account for your family

• Mindfulness and Financial Wellness resources, Headspace and Addition Wealth

• Acorns Career Development Program (Ongoing training sessions, development plans, development check-ins, Cornerstone’s online training platform)

• Roots Leadership Program for Emerging Leaders

• Community week onsite gatherings and various virtual events

• Talented and motivated team members who care deeply about one another, our mission, and our customers.

• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

About Acorns:

Acorns is a financial wellness app that helps everyday people and families save and invest money for the long term. Since 2014, Acorns has grown into a global company with multiple life-stage products serving the needs of kids, teens, adults, and parents. Named one of Time’s “World’s Best Brands of 2024,” Acorns has helped over 14 million people save & invest over $27 billion dollars, much of it from spare change and small amounts.

Compensation Information:

The pay range for this position at commencement of employment is expected to be between $95,000 and $110,000/year; however, base pay offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, and experience. The total compensation package for this position may also include other elements, including equity grants and discretionary cash bonus awards in addition to a full range of medical, financial, and/or other benefits, dependent on the position offered.

Work Authorization:

Acorns participates in E-Verify to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit www.e-verify.gov