Mercury
Banking for startups: mercury.com
Staff Product Manager – Lending Systems
Location
California + 2 moreAll locations: California, New York, Oregon
Posted
156 days ago
Salary
$239K - $298.8K / year
Bachelor Degree10 yrs expEnglishRuby ON Rails
Job Description
• Define the vision, strategy, and roadmap for Mercury’s lending systems and infrastructure.
• Build the core platform that powers loan origination, underwriting, servicing, and repayment across a range of lending products.
• Partner with engineering, risk, design, data science, and operations to design scalable systems that balance automation with resilient controls.
• Establish the technical and product foundations to support new credit and lending products, including decisioning workflows, data integrations, repayment rails, and compliance features.
• Collaborate with banking partners and internal stakeholders to ensure lending products are regulatory-compliant and operationally sound.
• Prioritize areas of investment using customer insights, market research, and data-driven decision-making.
• Set and track success metrics for lending system health, adoption, and customer impact.
• Create reusable capabilities that amplify the speed and consistency of launching future lending products.
Job Requirements
- 10+ years of product management or aligned experience, with at least 4+ years in lending, credit, or financial systems.
- Experience building complex systems or platforms from scratch in a fintech or financial services environment.
- Strong understanding of lending lifecycles (origination, underwriting, servicing, repayment) and associated risk/compliance considerations.
- Technical fluency; ability to dive deep with engineers while simplifying complexity for business and compliance stakeholders.
- A systems mindset - seeing lending not just as features but as interconnected flows of data, risk, operations, and customer experience.
- Proven ability to balance customer empathy with rigorous business, compliance, and operational requirements.
- Track record of delivering internal platforms or tools that enable speed, scalability, and efficiency across teams.
- Comfort operating in ambiguity and setting direction in greenfield product areas.
Benefits
- The total rewards package at Mercury includes base salary, equity, and benefits.
- Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry.
- We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs.
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