• Develop and manage compliance frameworks for commercial financing and deposit account programs, ensuring adherence to federal and state laws • Work with Product and Legal teams to structure and review commercial financing and deposit account products to align with regulatory requirements, including disclosures, underwriting standards, and servicing practices • Develop and maintain company-wide compliance programs and risk controls, including those related to underwriting, fraud, payments, privacy, and vendor oversight • Stay current on regulatory requirements relevant to Mudflap’s business (e.g. Reg B, FCRA, UDAAP, FTC, AML/BSA, PCI, data privacy laws) and lead implementation efforts where needed • Partner cross-functionally with Legal, Product, Finance, and Operations to advise on compliance risks and embed controls into business processes • Own the compliance training program for employees and support external audits and regulatory inquiries • Establish monitoring systems to assess compliance risks across Mudflap’s lending-related offerings and ensure timely remediation of any findings • Establish and manage internal reporting mechanisms for potential violations or concerns • Serve as a trusted advisor to the executive team and help foster a culture of transparency and accountability