• Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions. • Collaborate with senior leadership to maintain appropriate risk profiles. • Manage and mentor a team of credit specialists, portfolio managers, and analysts. • Oversee the preparation of credit memos, spreads, and related documentation. • Participate in client calls, underwriting, credit presentations, and loan closings. • Identify and mitigate credit risks through sound analysis and recommendations. • Prepare commitment letters and review loan documentation. • Support cross-sell initiatives and coach team members on relationship development. • Assist lenders in prospecting and client engagement efforts.