About Upstart

At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.

If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.

The Team 

Upstart’s Product Experience team brings together product design, research, and content strategy to shape the future of lending, auto retail, and capital markets. We focus on high-craft execution, deep customer insight, and measurable business impact, partnering across product areas to build experiences that are clear, trustworthy, and human. Our senior and principal practitioners work across the full product lifecycle, driving vision, systems, and delivery while navigating complex domains ranging from borrower repayment to dealer workflows to institutional investor platforms.

As a Senior Product Design Manager reporting to the Director of Product Design, you will lead designers working across Servicing, Auto Retail, and Capital Marketplace. This portfolio spans borrower repayment and support, next-generation auto retail workflows for dealers and shoppers, and the institutional tools powering our investor marketplace. You will guide design quality and execution across these domains, help teams move quickly through ambiguity, and strengthen cross-functional decision-making. Your leadership will elevate both design craft and design culture by developing designers, aligning strategy with partners, and creating the conditions for exceptional work to thrive across a multi-surface, multi-stakeholder ecosystem.

Position location This role is available in the following locations: Remote

Time zone requirements The team operates on the East/West coast time zones.

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

How you’ll make an impact

• Lead and develop a multidisciplinary team by providing mentorship, actionable feedback, and career guidance while building a culture of clarity, curiosity, and accountability
• Shape the design vision and execution for Servicing, Auto Retail, and Capital Marketplace, ensuring experiences are intuitive, consistent, and measurably impactful for borrowers, dealers, partners, and investors
• Partner with Product and Engineering leaders to define strategy, prioritize work, and help teams balance user needs with business goals
• Set clear expectations and success metrics for design work, championing outcomes and ensuring design has an informed and influential voice in product decisions
• Drive alignment across complex, multi-product journeys by connecting experiences through shared systems, standards, and principles
• Foster strong cross-functional collaboration by encouraging experimentation, learning, and continuous improvement in how teams work and deliver
• Contribute to operating model improvements by working with the Director of Product Design and peers to refine processes, rituals, and systems that enable high-quality design at scale
• Support hiring and onboarding efforts to attract and grow exceptional, diverse design talent while reinforcing an inclusive, mission-driven culture

Minimum Qualifications 

• 10 or more years designing and launching digital products, including 3 or more years managing designers or leading design teams
• Proven track record guiding end-to-end product design with measurable customer and business impact
• Strong portfolio that demonstrates leadership, craft excellence, and systems thinking across multiple product surfaces or ecosystems
•  Experience developing designers at a range of career stages and elevating overall team capability
• Deep understanding of user-centered design, interaction design, and data-informed iteration
• Strong collaboration and communication skills with an ability to influence cross-functional peers and executives
• Proficiency in Figma and familiarity with modern design, research, and prototyping tools
• Clear perspective on how AI can elevate design and research workflows and shape more intelligent, personalized customer experiences

Preferred Qualifications

• Experience scaling design teams or practices within high-growth, cross-functional environments
• Background in fintech, auto retail, marketplaces, or other complex systems involving regulated data or sensitive user journeys
• Familiarity with experimentation frameworks such as A/B testing and hypothesis-driven design
• History of partnership with product, research, and engineering leaders to define and deliver a shared vision
• Demonstrated ability to connect multi-product or platform experiences through systems and standards
• Passion for mentoring senior ICs and emerging design leaders

#LI-REMOTE

#LI-MidSenior

At Upstart, your base pay is one part of your total compensation package.  The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$198,700—$275,000 USD

What you'll love

At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
• Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
• Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
• Health Savings Account contributions from Upstart for eligible plans
• Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
• Paid time off, sick and safe time, and company holidays 
• Paid family and parental leave to support caregiving and major life moments
• Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
• Employee Assistance Program (EAP) offering mental health support and life-centered resources
• Financial wellness resources, including access to financial planning tools and a financial concierge service
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
• Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).

Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com

https://www.upstart.com/candidate_privacy_policy