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Mortgage Underwriter
Location
United States
Posted
10 days ago
Salary
Not specified
No structured requirement data.
Job Description
Role Description
An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.
- Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations
- Analyze borrower financials, credit reports, and property appraisals to determine eligibility
- Assess risk and provide thorough loan decisions with clear explanations and conditions
- Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process
- Stay up-to-date with industry trends, guidelines, and best practices
Qualifications
- Active DE and VA underwriting certification required
- Must have used DE and VA designation within the last 11 months
- Minimum 5 years of residential mortgage underwriting experience
- Proven history of longevity in prior roles (average tenure, no frequent job changes)
- Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
- Experience with Encompass strongly preferred
- Excellent analytical, organizational, and problem-solving skills
- Strong communication skills and ability to collaborate effectively in a team environment
Company Description
Job Requirements
- Active DE and VA underwriting certification required
- Must have used DE and VA designation within the last 11 months
- Minimum 5 years of residential mortgage underwriting experience
- Proven history of longevity in prior roles (average tenure, no frequent job changes)
- Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
- Experience with Encompass strongly preferred
- Excellent analytical, organizational, and problem-solving skills
- Strong communication skills and ability to collaborate effectively in a team environment
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