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Mortgage Senior Underwriter
Location
United States
Posted
12 days ago
Salary
Not specified
No structured requirement data.
Job Description
Role Description
We’re hiring experienced Mortgage Underwriters to support our broker channel and help drive high‑quality, compliant loan decisions. This role focuses on reviewing loan files, assessing risk, and ensuring alignment with FHA, VA, and Conventional guidelines.
- Underwrite FHA, VA, and Conventional loans with accuracy and speed
- Review credit, income, assets, and full loan documentation
- Partner with loan structure and income teams to finalize approvals
- Underwrite 2–3 initial files and 6–8 final approvals daily (volume dependent)
- Ensure compliance with investor and agency standards (FHA, HUD, VA, IRRRL, SAR, TrumsID)
- Issue timely approval/denial decisions and resolve outstanding conditions
Qualifications
- Strong mortgage underwriting experience (FHA preferred)
- Deep understanding of agency/investor guidelines
- Ability to work within a structured, end‑to‑end underwriting workflow
- Strong communication and documentation review skills
- 5+ years of mortgage underwriting experience required
- Solid knowledge of mortgage underwriting and of basic automated underwriting systems
- Proficiency with basic automated underwriting systems
Requirements
- Must have RECENT experience in the last 2 years of Underwriting
- Remote - certain state restrictions
Benefits
- Medical, dental & vision
- Critical Illness, Accident, and Hospital
- 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
- Life Insurance (Voluntary Life & AD&D for the employee and dependents)
- Short and long-term disability
- Health Spending Account (HSA)
- Transportation benefits
- Employee Assistance Program
- Time Off/Leave (PTO, Vacation or Sick Leave)
Job Type & Location
This is a Contract to Hire position based out of Houston, TX.
The pay range for this position is $31.25 - $31.25/hr.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
Workplace Type
This is a fully remote position.
Application Deadline
This position is anticipated to close on Mar 18, 2026.
Job Requirements
- Strong mortgage underwriting experience (FHA preferred)
- Deep understanding of agency/investor guidelines
- Ability to work within a structured, end‑to‑end underwriting workflow
- Strong communication and documentation review skills
- 5+ years of mortgage underwriting experience required
- Solid knowledge of mortgage underwriting and of basic automated underwriting systems
- Proficiency with basic automated underwriting systems
- Must have RECENT experience in the last 2 years of Underwriting
- Remote - certain state restrictions
Benefits
- Medical, dental & vision
- Critical Illness, Accident, and Hospital
- 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
- Life Insurance (Voluntary Life & AD&D for the employee and dependents)
- Short and long-term disability
- Health Spending Account (HSA)
- Transportation benefits
- Employee Assistance Program
- Time Off/Leave (PTO, Vacation or Sick Leave)
- Job Type & Location
- This is a Contract to Hire position based out of Houston, TX.
- The pay range for this position is $31.25 - $31.25/hr.
- Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
- Workplace Type
- This is a fully remote position.
- Application Deadline
- This position is anticipated to close on Mar 18, 2026.
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