• Develop a strong understanding of MeridianLink decisioning platforms, including MeridianLink Consumer and DecisionLender, and how applications flow through the underwriting and approval process. • Analyze credit bureau data, application data, and loan performance data to evaluate portfolio risk, approval trends, and delinquency patterns. • Review and assess underwriting guidelines, scorecards, and decision rules to identify opportunities for optimization. • Interpret consumer credit reports, including tradelines, inquiries, utilization, and public records, to support risk profiling and policy recommendations. • Evaluate key lending metrics such as approval rate, decline rate, capture rate, delinquency, charge-offs, and loss rates. • Support clients in balancing risk management and growth through data-backed policy and strategy recommendations. • Prepare client-facing reports and dashboards that clearly communicate portfolio performance and risk trends. • Lead and participate in client meetings to present findings, explain credit risk drivers, and discuss optimization strategies. • Collaborate with internal analytics, engineering, and product teams to deliver high-quality analytics solutions. • Ensure accuracy and consistency across all analytical deliverables. • Contribute to internal best practices, documentation, and training related to credit risk and lending analytics. • Assist in developing scalable tools and templates for portfolio monitoring and underwriting analysis. • Serve as a trusted advisor to clients on industry best practices in credit risk management and consumer lending.