• Own the enterprise compliance and risk management strategy, including risk appetite, compliance OKRs, and oversight of risk assessments across all business lines. Advise the CEO, Board, and Executive Team on the regulatory risks associated with strategic decisions and new product initiatives. • In conjunction with Legal, remain up to date with current industry trends, innovations, and regulations, and adapt compliance strategies. This includes monitoring changes to legal requirements and ensuring the business makes all necessary changes to comply with state and federal law. • Develop and implement compliance policies and procedures to ensure adherence to relevant laws and regulations. • Serve as the BSA/AML Compliance Officer; lead the global AML/BSA Program, including policies, procedures, training, transaction monitoring, investigation management, SAR/CTR filing, and blockchain monitoring. • Conduct annual strategic planning, including budgeting, resourcing, vendor management, and program improvements. • Maintain current knowledge of evolving domestic and international AML/BSA regulations (FinCEN, OFAC, FATF) • Oversee KYC processes, ensuring customer identification and verification procedures meet regulatory requirements • Manage ongoing transaction monitoring to detect and report suspicious activities across multiple jurisdictions • Supervise the SAR process, including investigation, documentation, and timely reporting to appropriate authorities • Oversee transaction monitoring software, blockchain analytics, OFAC alert systems, and other compliance-related tools • Lead investigation and escalation of high-risk transactions, implementing appropriate risk mitigation strategies • Collaborate with IT, Operations, and Finance departments to ensure compliance controls are integrated into business processes • Build and maintain executive-level relationships with federal, state, and international regulators, representing the company’s compliance culture and strategic direction at the highest levels. • Serve as the primary point of contact with regulatory bodies, including FinCEN and state regulators • Manage state and federal regulatory exams; prepare and submit required regulatory filings • Update the Board and CEO regularly on program performance, key risks, trends, and areas for improvement • Maintain relationships with U.S. and international regulators, law enforcement, and industry partners • Support the General Counsel with licensing applications, renewals, and regulatory inquiries across jurisdictions • Lead compliance audits and manage relationships with external auditors, ensuring timely responses; remediation of findings and implementation of changes in any policy and procedures. • Conduct due diligence on third-party vendors to ensure compliance standards are met • Oversee ongoing monitoring of vendor relationships to mitigate compliance risks • Maintain comprehensive records of all compliance activities, including audit trails, training records, and regulatory communications. • Lead and scale a high-performing global compliance organization, including hiring senior leadership, establishing performance frameworks, resourcing for international expansion, and developing succession planning. • Create a culture of compliance throughout the organization, including within Product, Engineering, Operations, and Leadership. • Develop, approve, and deliver organization-wide compliance-based training to ensure all staff understand compliance obligations and applicable and relevant legal requirements • Collaborate with market expansion and product teams to define compliance requirements for growth and innovation.