• Perform underwriting tasks by preparing complex business and personal financial spreads • Perform risk analysis tasks by preparing complex risk grading documents and exercising subjectivity where appropriate • Perform research and analysis tasks by reviewing complex third-party reports to identify credit risk relevant to loan requests • Perform comprehensive credit analysis by preparing complex loan request presentations • Develop specialization in specific industries and/or loan types to provide expertise as a resource to the credit and lending departments • Assess and make recommendations with respect to borrower risk profiles • Perform underwriting and risk analysis for complex commercial loan renewals and modifications • Prepare service requests as needed to support portfolio management objectives • Maintain financial statement tickler, covenant tickler and annual review tickler systems • Complete education, as identified or assigned, that provides expertise in loan underwriting and overall professional development • Assist with the training and development of junior analysts