• The main duty of the Claims Adjuster is to adjust difficult losses for the program to which they are assigned. • The Claims Adjuster is involved in complicated programs that generate high awareness among the client, the underwriting carrier, the sponsoring company, and CalSurance Associates. • The Claims Adjuster will often be called upon to make presentations to these groups. • Research applicable coverage for our insureds. • Document coverage dates, limits, and restrictions. • Identify and resolve any potential coverage questions. • Draft reservation of rights and coverage denials for review and approval by the Coverage Senior Claims Adjuster. • Secure supporting documentation for assigned claims. • Investigate facts of underlying loss by securing statements and supporting documentation. • Exercise judgment in applying legal liability to assigned claims and will have full settlement authority up to their specific authority. • Assign defense counsel to answer and defend lawsuits when appropriate. • Monitor and direct defense counsel, independent adjusters, and experts. • Identify claims with potential exposure in excess of authority and advise the Claims Supervisor/Team Lead. • Provide insureds, claimants and sponsoring companies with regular updates on status of file handling.