Responsible for independently reviewing and validating Retail and Correspondent residential mortgage loan underwriting decisions for adherence to Mortgage product guidelines. Telecommute option available. This role offers flexibility to work remotely, with occasional on-site collaboration as needed. Perform detailed re-underwriting analysis on Truist Mortgage loan products including calculating all income types (e.g. wage earner, retirement, self-employed, etc.) Calculate complex financial analysis as needed Analyze real estate appraisals to determine if collateral is acceptable Analyze title report and lien information Review hazard and flood insurance for adequate coverage Review all financial statements and additional documentation to determine accuracy and compliance with portfolio and investor, FHA, VA, and USDA guidelines Ensure that all loan files are documented to guidelines for marketability to Fannie Mae, Freddie Mac, including FHA, VA, and USDA to ensure insurability Evaluate an appraisal report in adherence to Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines Determine credit worthiness of a borrower, including reading a credit report and identifying fraud red flags Review the rationale of the loan approval and the quantitative and qualitative factors used to justify the approval Clearly document detailed findings of review performed in an understandable, concise, and consistent manner Develop and maintain a strong understanding of all Mortgage products including GSE, FHA, VA, USDA, and portfolio products Ensure proper safeguarding of confidential and proprietary information under the Company's Information Security Policy Identify all red flags to ensure they are addressed accordingly and escalate files for fraud review Assist with the development and updating of departmental procedures Participate in training relating to the job and any other training programs as required