• Define Product Vision & Strategy • Develop and communicate a bold product roadmap for lending and retention aligned with Tala’s mission and growth objectives. • Balance innovation with portfolio health, risk, and regulatory compliance. • Partner closely with Finance & Capital Markets to ensure sustainable and diversified funding • Translate portfolio and product performance into narratives that resonate with investors and regulators • Anticipate and influence macroeconomic and regulatory shifts that impact capital and credit supply • Lead product strategy across the entire lending journey and customer conversion funnel – acquisition, underwriting, disbursement, repayment, and re-engagement. • Design retention initiatives that drive repeat usage, loyalty, and lifetime value. • Lead, mentor, and grow a world-class product team focused on lending, and retention. • Foster a culture of impact, innovation, and accountability. • Identify optimization opportunities to enhance our repayments rates ratio • Leverage 3rd party best practices and partners to significantly drive recoveries financially • Build a product strategy that drives global lending performance while tailoring execution for local customer, cultural, and regulatory contexts • Collaborate closely with GMs and market teams to ensure product decisions resonate locally while supporting the enterprise portfolio. • Establish KPIs for lending product performance, including portfolio quality, customer engagement, and unit economics. • Leverage data, experimentation, and customer insights to continuously optimize. • Partner with risk, operations, finance and marketing to ensure lending products deliver strong financial and social outcomes. • Collaborate with design and engineering to create seamless, mobile-first experiences. • Stay ahead of fintech, credit, and retention best practices globally. • Identify opportunities to introduce new credit features, loyalty programs, or adjacent financial products.