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Senior Software Engineer – New Product

Full-stack EngineerSoftware EngineerFull TimeRemoteTeam 1,001-5,000Since 2012H1B SponsorCompany Site LinkedIn

Location

United States

Posted

32 days ago

Salary

$142K - $226.4K / year

Bachelor Degree4 yrs expEnglishDistributed SystemsJavaKafkaKotlinPythonRuby

Job Description

• Design and build the frontend systems that power a brand-new consumer credit experience. • Develop scalable, distributed services using event-driven architectures to ensure reliability, observability, and long-term maintainability. • Collaborate closely with design and product to translate intent into features that serve millions of consumers. • Drive technical decisions in a zero-to-one product environment, balancing speed with high-quality execution. • Apply AI-native workflows to accelerate development, testing, analysis, and documentation. • Help define engineering best practices and culture within a fast-moving and outcome-driven team.

Job Requirements

4+ years of experience building frontend and backend systems in production, ideally for consumer-facing applications.
Strong technical background in distributed systems and event-driven architecture (Kafka, SQS, Kinesis, or similar).
Proficiency in object-oriented programming languages (e.g., Java, Kotlin, C#, Python, Ruby) and familiarity with relational databases, APIs, and caching.
Demonstrated ability to work autonomously and thrive in ambiguous, early-stage product environments.
Deep product sense with a strong focus on end-user experience and outcomes.
Familiarity with observability and reliability concepts (metrics, logs, traces, SLOs).
Actively uses AI tools in engineering workflows, with strong opinions about the future of AI in software development.
Excellent written and verbal communication skills.

Benefits

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).