Experian

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Senior Data Scientist – Credit Risk, Consumer Insights

Data ScientistData ScientistFull TimeRemoteTeam 10,001+Since 1996H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

65 days ago

Salary

$133.1K - $239.6K / year

Bachelor Degree5 yrs expEnglishETLNumpyPandasPythonSQLTableau

Job Description

• Develop automated reports, dashboards, and insights across the full credit lifecycle. • Support underwriting, risk management, portfolio monitoring, and credit performance. • Build credit risk dashboards, reports, and analytics using Python and Tableau. • Analyze the credit lifecycle (underwriting, performance, delinquency, and collections). • Develop and automate reporting pipelines and monitoring frameworks. • Translate analytics into strategies for risk, business, and client teams. • Perform deep‑dive analyses on credit behavior, defaults, and scoring models. • Present insights to clients in clear formats. • Guide clients in using dashboards and analytics for decision‑making. • Ensure data quality, accuracy, and compliance with reporting standards. • Improve existing reporting and build new analytics for better forecasting and risk assessment. • Mentor junior team members on visualization, reporting, and credit analytics. • Be a trusted advisor in client meetings, presentations, and workshops.

Job Requirements

  • 5+ years in credit risk analytics, data science, or BI with credit lifecycle focus.
  • Python skills (Pandas, NumPy, SQLAlchemy, and Matplotlib).
  • Proficient in Tableau dashboarding and data visualization.
  • Experience with credit risk metrics, loan performance, and lifecycle modeling.
  • Experience with large datasets and data warehouse environments.
  • SQL for ETL and automated reporting.
  • Clear communicator, able to simplify complex insights.
  • Client-facing experience translating analytics into strategies.
  • Background in financial services, FinTech, or lending.
  • Experience with ML models for credit risk.
  • Familiarity with regulatory reporting in credit/lending.

Benefits

  • Flexible Time Off: 20 Days

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