• Define and execute the long-term underwriting strategy, balancing growth, profitability, and automation goals. • Provide enterprise oversight of underwriting risk across both manual and automated decisioning, with particular emphasis on governance, controls, and outcomes of rules-based and straight-through processing to ensure appropriate risk selection. • Establish enterprise-wide underwriting policies, standards, and risk frameworks that ensure regulatory compliance, financial integrity, and alignment with pricing assumptions and defined risk tolerances to support profitable growth. • Lead and develop underwriting leaders and teams, including direct supervision of the Business Systems Analyst, Underwriting. • Ensure seamless integration of underwriting policies with the UW Pro rules engine to support high STP rates and appropriate risk tolerances. • Set and monitor performance metrics for both underwriting outcomes and system-enabled efficiency. • Champion digital transformation by guiding the configuration and optimization of the UW Pro system in partnership with the BSA and IT teams. • Drive initiatives to automate underwriting decisions, leveraging analytics and business rules engines to improve speed, accuracy, and customer experience. • Oversee testing, change management, and audit readiness for system updates and enhancements. • Partner with executive leadership, actuary, product, legal, and IT to inform risk selection, pricing strategies, and product development. • Represent the underwriting organization in strategic planning, vendor negotiations, and external stakeholder meetings. • Stay current on industry trends, regulatory developments, and emerging underwriting technologies, and lead the evaluation and implementation of tools and capabilities that enhance risk assessment, efficiency, and customer experience. • Build a high-performing, inclusive underwriting culture with clear succession planning and leadership development. • Provide coaching and career development for managers, underwriters, and the BSA to foster continuous improvement and innovation.