Affirm

We create honest financial products that improve lives.

Analyst I, Merchant Risk

RiskRiskFull TimeRemoteTeam 1,001-5,000Since 2012H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

67 days ago

Salary

$102K - $155K / year

Bachelor Degree1 yr expEnglishPythonSQL

Job Description

• Support merchant onboarding and ongoing portfolio monitoring through data analysis, modeling and automation workflows. • Detect and monitor fraud across the network, responding quickly to emerging risks. • Contribute to the development and improvement of scalable monitoring frameworks, controls, and reporting. • Assist in identifying gaps and opportunities within existing risk processes. • Partner cross-functionally to translate risk requirements into data-driven strategies • Leverage AI-assisted tools to accelerate analysis, automate workflows, and support the development of scalable, agentic merchant risk solutions.

Job Requirements

  • Minimum 1 year of experience in risk management or a related field, including prior experience with analytics.
  • Strong problem-solving skills with the ability to break down ambiguous problems using data.
  • Ability to think creatively and critically, thriving in a fast-paced environment.
  • Eagerness to explore new tools and methodologies to solve real-world problems.
  • Strong coding skills in Python, SQL or other scripting languages; familiarity with agentic / LLM orchestration frameworks.
  • Passion for understanding how the product works and the broader context of business decisions.
  • Comfortable using AI tools to enhance productivity, analysis, and workflow automation; interest in building or leveraging agentic workflows to solve risk problems.
  • Bachelor’s degree in a quantitatively rigorous field such as engineering, statistics, optimization, math, finance, or economics.

Benefits

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

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