• Own the product vision and roadmap for Tapcheck’s full money movement lifecycle: • Disbursement of funds to users • Recovery of funds from employers, payroll partners, and consumers • Routing across multiple payment rails • Accurate attribution across employees, employers, and partners • Ensure money movement supports multiple business models, including partner-led and direct-to-consumer use cases. • Lead strategy for outbound payments across: • Payroll and general-purpose reloadable (GPR) cards • ACH, RTP, and FedNow • Debit push/pull • Sponsor-bank and third-party rails • Define how Tapcheck selects and routes payments based on speed, cost, reliability, compliance, and user experience. • Partner closely with Engineering to evolve toward a flexible, rail-agnostic payment orchestration layer. • Own the roadmap for card products and payment instruments that support wage access and future financial products. • Be accountable for the strategy and integration of Tapcheck’s repayments ecosystem, including: • Employer-funded repayments • Payroll service bureau integrations • Employee-level recovery flows • Invoicing, ACH, real-time payments, checks, and API-based collections • Ensure repayment systems scale with increasing partner complexity and transaction volume. • Drive alignment between repayment logic, transaction data models, and accounting requirements. • Ensure every transaction—outbound or inbound—is: • Fully traceable • Correctly attributed • Reconcilable across operational systems and financial reporting. • Guide the evolution of data models that support aggregation, itemization, and multi-entity financial flows. • Balance automation and control to reduce manual effort while maintaining financial correctness. • Own unit economics across money movement, including processing costs, interchange, recovery rates, losses, and contribution margin. • Define and track KPIs that reflect real system health (e.g., success rates, latency, cost per transaction, exception rates). • Leverage modern tooling and AI-enabled product development practices to design, build, and ship high-quality systems with speed and accuracy. • Lead cross-functional execution across Product, Engineering, Finance, Risk, Compliance, CX, and Operations. • Act as a strategic thought partner to executive leadership on sequencing, tradeoffs, and long-term platform evolution.