Encova Insurance

Encova Insurance provides commercial, auto and home insurance.

Medical Only Claims Specialist – Workers' Compensation

Claims SpecialistClaims SpecialistFull TimeRemoteTeam 1,001-5,000H1B No SponsorCompany SiteLinkedIn

Location

North Carolina + 1 moreAll locations: North Carolina, South Carolina

Posted

34 days ago

Salary

$49.2K - $78.8K / year

Bachelor Degree1 yr expExperience acceptedEnglish

Job Description

• Manages a high frequency desk, which includes primarily medical only claims. • Responsible for the investigation, evaluation, and determination of compensability for work-related injury and disease claims following established guidelines to determine benefit eligibility. • Provides superior service in a cost-effective manner to achieve best possible outcomes and proactively collaborate across the enterprise to ensure alignment of objectives and foster continuous improvement. • Gathers relevant facts by performing three-point contacts with involved parties and completing a thorough claim investigation prior to issuing a compensability determination. • Decides the outcome of claims using sound judgment and applying established policy, procedures, regulations, and guidelines. • Evaluates and establishes an action plan to manage benefits associated with primarily medical only and occupational disease claims to their most cost-effective conclusion. • Determines eligibility of benefits once medical treatment plans have been secured and processed within the designated authority levels. • Actively identifies and develops the investigation of and pursuit of subrogation recoveries when possible. • Utilizes proactive reserving behaviors to ensure adequate case reserves which reflect the probable ultimate outcome based on the current known circumstances throughout the life of the claim. • Consults with lost time claims specialists and/or complex claims specialists, director or Claims Product and Operations staff, as needed. • Analyzes reports from external resources such as physicians, attorneys, and/or vocational rehabilitation experts to evaluate and adjust claim strategies as needed. • Evaluates and negotiates claim settlements utilizing human relation skills and technical knowledge to achieve the best possible outcome. • Effectively and independently uses available resources to prioritize, organize, and complete work in a timely manner to meet jurisdictional requirements, timeframes, and internal metrics. • Follows established claims best practices related to medical management, litigation, fraud/abuse and recovery. • Works collaboratively with the injured worker, employer, outside counsel, and health and rehabilitation professionals to manage the claims costs and promote quality medical care. • Along with the claim director, regional vice president and other claims staff, participates in claim reviews, onboardings, etc. for our policyholders and agents. • Proactively collaborates with our policyholders to ensure alignment of objectives and foster continuous improvement.

Job Requirements

  • Bachelor’s Degree from an accredited college or university is preferred.
  • One year of experience in the field of insurance, customer service, claims investigation, legal, rehabilitation, or medical claims processing required.
  • Workers’ compensation claims experience and licensure preferred.
  • Must pass the claims adjuster license exam(s) as assigned within 6 months of being hired.
  • Preference may be shown to candidates with multiple state claims management experience.
  • Ability to use logic and sound reasoning to identify alternative solutions for problem-solving.
  • Strong written and verbal communication skills.
  • Strong analytical skills.
  • Ability to multitask and manage time effectively and productively.
  • Work effectively independently as well as in a team environment.
  • Develop and maintain strong, effective internal and external relationships.
  • Work effectively in a paperless environment.
  • Skilled in the use of laptops, claims management systems, and other typical business-related programs such as Microsoft Office suite.

Benefits

  • Health, Dental & Vision Insurance
  • Company-provided life and income protection plans
  • Eligibility to participate in a company incentive bonus program
  • 401(k) Retirement Plan - 100% company match up to 7% on annual salary
  • Paid Time Off, Paid Holidays, and Floating Holidays
  • Flexible Work Arrangements - Hybrid and remote depending on the role

Related Categories

Related Job Pages

More Claims Specialist Jobs

Team Lead, Reimbursement Specialist

Navitus Health Solutions

We are committed to helping humans by making medications more affordable for the people who need them.

Claims Specialist34 days ago
Full TimeRemoteTeam 1,001-5,000Since 2003H1B No Sponsor

Lumicera Health Services is seeking a Reimbursement Specialist Team Lead to join our team! Under direction from the Supervisor or Assoc. Manager, Specialty Pharmacy Services and pharmacists in the Specialty Pharmacy, the Reimbursement Specialist Team Lead is primarily responsible...

Medical Claims ProcessingPharmacy BillingCopay Assistance ProgramsInsurance VerificationClaims AuditingSpecialty Pharmacy OperationsREMS ProtocolsMedical Billing Software
United States
$20 - $24 / hour
Full TimeRemoteTeam 10,001+H1B Sponsor

Analyze and manage complex claims at Sedgwick, world's leading risk and claims administrator

Massachusetts
$110K - $115K / year
Full TimeRemoteTeam 10,001+H1B Sponsor

Claims Examiner analyzing liability claims at Sedgwick.

Alabama + 4 moreAll locations: Alabama, North Carolina, South Carolina, Tennessee, Texas
Claims Specialist35 days ago
Full TimeRemoteTeam 501-1,000Since early 2000'sH1B No Sponsor

Claims Specialist managing logistics claims for Charger Logistics Inc.

United States