• Own the end-to-end payments infrastructure strategy, from card processing to settlement, ensuring industry-leading reliability and conversion rates • Design and implement payment flows that navigate complex processor relationships, banking rails, and regulatory requirements • Drive aggressive conversion rate optimization initiatives through data-driven experimentation and technical innovation • Build sophisticated fraud detection and prevention systems that protect revenue while maintaining frictionless user experiences • Partner with engineering to architect scalable payment systems that handle millions of transactions across multiple payment methods • Navigate complex compliance requirements (PCI-DSS, AML/KYC) to build products that meet regulatory standards without sacrificing user experience • Establish and maintain relationships with payment processors, banks, and card networks to optimize rates and expand capabilities • Create detailed PRDs covering edge cases, failure scenarios, and recovery mechanisms for mission-critical payment flows • Monitor and analyze payment metrics to identify opportunities for revenue optimization and cost reduction • Lead cross-functional initiatives with compliance, legal, risk, and fraud teams to ensure comprehensive payment protection