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Role Description

Design and build a payment processing platform from scratch:

• Core payment flows
• Transaction lifecycle
• Routing logic
• Retries, fallbacks, settlements
• Refunds, chargebacks

Define and own the end-to-end product vision for payment processing, from zero state to a scalable production system.

Architect payment flows across multiple providers (PSPs, acquirers, banks), including:

• Multi-PSP routing
• MID management
• Failover strategies

Own the core gateway logic:

• Authorization
• Capture
• Voids
• Refunds
• Recurring payments
• Payouts
• Callbacks/webhooks

Work closely with engineering on system design decisions:

• APIs
• Data models
• Idempotency
• Reliability
• Observability

Translate business and compliance requirements into clear product and technical specifications.

Own the full product lifecycle:

• Discovery
• Design
• Delivery
• Launch
• Iteration

Ensure compliance with:

• PCI DSS
• 3DS
• Card scheme rules (Visa/Mastercard)
• Regulatory requirements

Manage relationships with external partners:

• PSPs
• Acquirers
• Fraud/KYC providers

Drive product decisions based on metrics:

• Approval rates
• Latency
• Decline reasons
• Cost per transaction
• Stability

Qualifications

• At least 4-5+ years of experience as a Product Manager in payments/fintech
• Proven hands-on experience building payment processing or payment gateway products from scratch (not only integrations or feature ownership - core processing logic is mandatory)
• Deep understanding of the payment transaction lifecycle: card payments, 3DS, authorization/clearing/settlement, PSP and acquirer integrations, routing, cascading, retries, failover
• Strong understanding of payment system architecture and how backend systems work
• Ability to work as a product owner with architectural thinking, not just requirements management
• Experience working with cross-functional teams in complex, regulated environments
• High ownership mindset: able to independently drive decisions and outcomes
• Strong analytical, system-thinking, and problem-solving skills
• Clear communication with both technical and non-technical stakeholders
• English level B2 or higher, fluent Russian

Benefits

• An opportunity to make something great even greater, you can be the reason why we grow, develop, and become the best fintech company on the market!
• Career prospects - we are young, we have huge ambitions, and it is important that our employees grow with us
• Work with coworkers who are passionate about their business
• Compensation that will fully correspond to the competence and knowledge, with yearly performance reviews
• The opportunity to attend conferences, courses, and professional development at the company's expense - we favor the continuous development of our employees
• Private health insurance coverage
• Remote type of work
• 20 days of vacation time; bank holidays; sick leaves; additional birthday day off
• Team building events and corporate parties.