Kapitus

We believe business owners should be able to focus on running their business, while we take care of the financing.

Product Owner

Product ManagerProduct ManagerFull TimeRemoteTeam 201-500Since 2006H1B No SponsorCompany SiteLinkedIn

Location

United States

Posted

5 days ago

Salary

$96.3K - $154.4K / year

Bachelor Degree6 yrs expEnglishDistributed Systems

Job Description

• Own and prioritize the product backlog for assigned platforms or initiatives • Translate complex business and regulatory requirements into clear, structured user stories and acceptance criteria • Partner closely with Engineering to ensure solutions are technically sound, scalable, and aligned with architectural standards • Drive sprint planning, backlog refinement, release coordination, and delivery predictability • Reduce ambiguity and proactively resolve requirement gaps before development • Ensure product enhancements improve revenue performance, underwriting efficiency, sales conversion, or operational throughput • Define initiative-level success metrics and monitor post-release performance • Identify workflow bottlenecks and recommend scalable system improvements • Support data-driven prioritization decisions grounded in ROI and risk considerations • Serve as the connective tissue between business stakeholders and technical teams • Facilitate alignment across Sales, Operations, Risk, Compliance, Finance, and Engineering • Confidently engage in executive or cross-departmental forums when needed • Manage stakeholder expectations with transparency and discipline • Incorporate compliance, risk, and audit considerations into product design • Ensure solutions meet regulatory and internal control standards • Partner with Legal and Risk teams to mitigate exposure while maintaining speed • Contribute to continuous improvement of product processes, documentation standards, and delivery practices • Promote strong requirement quality and structured decision-making • Support scalable product operations as the organization grows.

Job Requirements

  • 6–10+ years of experience in a Product Owner, Product Manager, or similar role
  • Experience in fintech, lending, financial services, or other regulated/risk-managed environments strongly preferred
  • Demonstrated track record of delivering measurable business outcomes in revenue-generating or operationally critical systems
  • Deep experience managing Agile backlogs and partnering with engineering teams
  • Strong understanding of sales systems, underwriting workflows, or financial processing systems
  • Experience working with API-based integrations and distributed systems
  • Strong analytical skills with comfort interpreting data to inform prioritization
  • Ability to operate independently, manage complexity, and create clarity in ambiguous environments
  • High ownership mindset with strong accountability for delivery outcomes
  • Excellent written and verbal communication skills.

Benefits

  • Competitive Base Salary Range of $96,300 – $154,400
  • Annual Incentive Compensation Eligibility – Up to 10% annually
  • Health Insurance: We offer comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare (UHC), with various coverage levels available to meet the needs of our employees and their families.
  • 100% Company Paid Insurances: Kapitus fully covers the cost of basic short-term and long-term disability insurance, as well as vision insurance, ensuring our employees have comprehensive protection without any personal expense.
  • Voluntary Insurance: Supplemental life insurance as well as enhanced short- and long-term disability coverage are available through Mutual of Omaha, providing additional security for our employees. Additionally, Colonial Accident and Hospitalization insurances are also available, offering further protection against unforeseen events.
  • Paid Maternity and Parental Leave: Beyond state-mandated leave policies, Kapitus provides company-paid maternity and parental leave, supporting our employees during important family milestones.
  • LifeBalance Program: Enhance your lifestyle with our LifeBalance membership, which offers discounts on outdoor activities, the arts, health, and fitness. Additional benefits include:
  • Pet and car insurance discounts.
  • Financial services such as LegalShield.
  • Relaxation and stress management tools, including a fully covered annual subscription to The Calm App.
  • Plum Benefits Discount Program: Access exclusive discounts on shows, travel, car rentals, and more, enriching your personal and family life.
  • Tuition Reimbursement: Pursue further education with up to $5,000 annually in tuition reimbursement, plus opportunities to attend relevant conferences and career development events.
  • Transit Reimbursement: We also offer transit reimbursement for all work-related travel, supporting your involvement in career and personal development activities.
  • Paid Time Off and Sick Time
  • Retirement Benefits: Our 401K plan is managed through Fidelity, featuring a 25% match on employee contributions, helping you plan for a secure financial future.

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